Terms and Conditions

These Terms and Conditions (“Terms”) govern your use of the website, services, and communications provided by Gold Coast Credit Services (“Company”, “we”, “us”, or “our”).

By accessing our website, submitting information, or enrolling in our services, you agree to these Terms.

1. Services Provided

Gold Coast Credit Services provides credit consulting and credit report dispute assistance.

Services may include:

  • Credit report review and analysis
  • Identification of inaccurate, outdated, or unverifiable items
  • Preparation of dispute correspondence to credit bureaus
  • Credit education and recommendations
  • Monitoring credit profile changes

Gold Coast Credit Services does not guarantee specific credit score increases or removal of specific items.

Results vary based on individual credit profiles.

2. Client Responsibilities

Clients agree to:

  • Provide accurate personal and financial information
  • Maintain active communication with our team
  • Provide requested documentation promptly
  • Maintain credit monitoring when required for services

Failure to cooperate may result in suspension of services.

3. No Guarantee of Results

Credit reporting agencies and creditors ultimately determine whether items remain on a credit report.

Gold Coast Credit Services cannot guarantee:

  • Credit score increases
  • Removal of specific accounts
  • Approval for credit products

4. Payments and Billing

Clients agree to pay all fees associated with their selected service plan.

Failure to make payments may result in:

  • Suspension of services
  • Account termination
  • Referral to collections for unpaid balances.

5. Cancellation Policy

You may cancel services at any time by submitting written notice.

Under federal law (Credit Repair Organizations Act), you have the right to cancel within three (3) business days of signing your service agreement.

6. Communication Consent

By providing your contact information, you consent to receive communications from us including:

  • Phone calls
  • Emails
  • SMS text messages
  • Account notifications

Message and data rates may apply.

You may opt out of marketing communications at any time.

7. Website Use

You agree not to:

  • Attempt unauthorized access to our systems
  • Misuse website content
  • Use our services for unlawful purposes

All website content is the property of Gold Coast Credit Services.

8. Limitation of Liability

Gold Coast Credit Services shall not be liable for:

  • Credit decisions made by lenders
  • Changes to credit reporting policies
  • Credit bureau reporting errors
  • Loss of financial opportunities

Our services are provided as-is.

Last Updated: March 16, 2026